Share Secured Loans

Automatic approval, no credit inquires or income verification. If you're reluctant to take money out of your savings because you're afraid you wont put it back . . . why not borrow your own money? Borrow up to the amount in your regular share account by pledging it as collateral while you continue to earn dividends.

Certificate Secured:

Certificate Secured Loans is a secured loan and is for the shrewd borrower that is looking to keep funds on deposit at a higher rate of in a certificate of deposit and using those funds to their advantage to obtain a low interest rate loan. The loan is determined by the certificate balance, you may secured all of the balance or a portion of. The interest rate is 2% above the dividend rate of the Certificate and payment options are flexible so please talk to our loan officer or email at

Share Secured Loan Application

If you prefer to print the application, rather than applying online, click here.