Loan Rates

Effective as of 11/01/23

  • New Vehicles
    125% MSRP or NADA including tax, title, registration
    Term
    Up to 36 months Starting at 5.19%
    Up to 48 months Starting at 5.44%
    Up to 60 months Starting at 5.94%
    Up to 72 months Starting at 6.94%
    Up to 84 months Starting at 7.69%
    Up to 96 months Starting at 8.19%
  • Used Vehicles (6 to 10 years)
    Term
    Up to 36 months
    125% NADA including tax, title, registration    		 Starting at 5.69%
    Up to 48 months
    105% NADA including tax, title & registration    		 Starting at 5.94%
    Up to 60 months
    minimum loan $20,000    		 Starting at 6.44%
    Up to 72 months
    minimum loan $25,000    		 Starting at 7.44%
  • Older Used Vehicles (11 to 15 years)
    Minimum loan $2,000, maximum loan $10,000
    Term
    Up to 36 months Starting at 8.44%
    Up to 48 months Starting at 8.69%
    Up to 60 months Starting at 9.19%
  • Small Recreational Vehicles (up to 10 years)
    Jet skis, motorcycles, quads, side by sides
    Term
    Up to 48 months > $5,000 Starting at 6.49%
    To 60 months > $15,000 Starting at 6.99%
    To 72 months > $20,000 Starting at 7.49%
    To 84 months > $25,000 Starting at 7.99%
  • Large Recreational Vehicles (up to 15 years)
    Term
    Up to 60 months > $10,000 Starting at 6.49%
    61-120 months > $25,000 Starting at 7.24%
    121-180 months > $50,000 Starting at 7.74%
  • Personal Loan
    $500 - $15,000 Term
    Up to 24 months Starting at 9.99%
    25 to 36 months Starting at 10.24%
    37 to 49 months Starting at 10.74%
    $15,001 - $30,000 Term
    50 to 60 months Starting at 11.24%
  • VISA Classic
    25 Day Grace Period
    VISA Classic
    Maximum Limit: Up to $20,000
    Minimum Payment 2% Starting at 10.99%
  • Home Equity Loan
    Term
    60 months Starting at 6.99%
    120 months Starting at 7.24%
    180 months Starting at 7.99%
    240 months Starting at 8.74%
  • Other
    Share Secured 90% of balance Share rate + 2.00% = APR*
    Certificate Secured 95% of balance CD Rate + 2.00% = APR*
    Overdraft Protection 4.00% of limit 16.00%

*The APR shown above reflects the current minimum Annual Percentage Rate offered. The APR may be adjusted based on individual credit standing, term, loan-to-value, debt-to-income ratio, and aggregate credit score. Please contact our Lending Department to determine the rate and term for which you qualify. Payment Examples are for examples only. Certain loan terms may not be applicable depending on amount financed. RATE SHEETS DO NOT REFLECT PROMOTIONAL RATES. PLEASE CONTACT THE CREDIT UNION FOR CURRENT PROMOTIONS. Rates may change at any time. See credit union for details. Rates as of 3/25/20.