Overdraft Protection

We know an occasional "uh-oh" can happen which is why we offer two types of overdraft protection for your checking account.

Standard Overdraft Protection

Includes automatic transfers from your share savings account to cover any transactions that try to clear your checking accounts when sufficient funds aren't available. Please be aware that certain types of transfers from savings to checking are limited to six per month.

Our Preferred Overdraft Protection

Serves as a line of credit. Therefore, when funds aren't available in your checking or share savings account, it will clear the item by taking the checking account negative, but paying the item so it doesn't get returned. A fee is assessed for each time this service is used. Contact the credit union to find out more about Preferred Overdraft Protection.

Benefits

Saves Embarrassment

Having a transaction get returned is no fun, and having the assurance of overdraft protection can put your mind at ease.

Convenient

There's really nothing to it. You don't have to call, click, or stop by. When you need overdraft protection, it will be there, kind of like a superhero.